Another year has come and gone. The crop is in the bin, the hay is in the barn, and the cows are home. You may be thinking it’s time to relax. However, much of the operation’s most important and impactful work is still ahead before year-end. Just like the equipment gets cleaned up, repaired, and maintained, the same time and care needs to be given to the farm’s year-end financial planning. Your farm’s year-end financial planning may include accounting and tax planning, accrual and balance sheet analysis, financial advisor and lender meetings, business risk identification and planning, and succession and estate planning.